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Ur_love
Jul 31, 2010, 07:16 PM
http://eseonline.net/s/files/19/My%20Documents/Dictation100731/Sentence1.mp3
1/____ ____ ____ ____ ____.

A question from the teacher.
http://eseonline.net/s/files/19/My%20Documents/Dictation100731/Sentence2.mp3
2/Susanna Wesson writes: "I ____ English to French students of ____ who ____ very much from your ____ Student Series.

Susanna Wesson writes: "I TEACH English to French students of ENGINEERING who BENEFIT very much from your FOREIGN Student Series.
http://eseonline.net/s/files/19/My%20Documents/Dictation100731/Sentence3.mp3
3/ Could you do a ____ ____ money, ____ and shopping ____ ____ in the U.S.?"

Could you do a PROGRAM ON money, BANKING and shopping FOR STUDENTS in the U.S.?"
http://eseonline.net/s/files/19/My%20Documents/Dictation100731/Sentence4.mp3
4/Many ____ and universities in the United States have ____ for what they consider ____ ____ for personal spending.

Many COLLEGES and universities in the United States have GUIDELINES for what they consider REASONABLE BUDGETS for personal spending.
http://eseonline.net/s/files/19/My%20Documents/Dictation100731/Sentence5.mp3
5/Senem Bakar is the ____ ____ ____ ____ Student Services at American University in Washington, D.C.

Senem Bakar is the ASSISTANT DIRECTOR OF INTERNATIONAL Student Services at American University in Washington, D.C.
http://eseonline.net/s/files/19/My%20Documents/Dictation100731/Sentence6.mp3
6/She ____ that students budget at ____ one thousand ____ hundred dollars for a nine-____ school year.

She SUGGESTS that students budget at LEAST one thousand THREE hundred dollars for a nine-MONTH school year.
http://eseonline.net/s/files/19/My%20Documents/Dictation100731/Sentence7.mp3
7/This will help ____ for things like ____, telephone bills, ____ and ____.

This will help PAY for things like TRANSPORTATION, telephone bills, SUPPLIES and ENTERTAINMENT.
http://eseonline.net/s/files/19/My%20Documents/Dictation100731/Sentence8.mp3
8/Paul Butler ____ the ____ ____ in the Office of International Services at Indiana ____ Bloomington.

Paul Butler IS the FINANCIAL MANAGER in the Office of International Services at Indiana UNIVERSITY Bloomington.
http://eseonline.net/s/files/19/My%20Documents/Dictation100731/Sentence9.mp3
9/He ____ the ____ ____ is to have at least two thousand four hundred dollars for ____ months in the United States.

He SAYS the ADVICE THERE is to have at least two thousand four hundred dollars for TWELVE months in the United States.
http://eseonline.net/s/files/19/My%20Documents/Dictation100731/Sentence10.mp3
10/Indiana and many other ____ also ____ advice on ways to ____ spending and ____ money.

Indiana and many other SCHOOLS also OFFER advice on ways to MANAGE spending and SAVE money.
http://eseonline.net/s/files/19/My%20Documents/Dictation100731/Sentence11.mp3
11/For example, for entertainment, look for ____ ____ ____ ____.

For example, for entertainment, look for FREE CONCERTS OR MUSEUMS.
http://eseonline.net/s/files/19/My%20Documents/Dictation100731/Sentence12.mp3
12/Want to go ____ a movie? ____ are usually ____ in the daytime ____ at night.

Want to go TO a movie? PRICES are usually lOWER in the daytime THAN at night.
http://eseonline.net/s/files/19/My%20Documents/Dictation100731/Sentence13.mp3
13/ American University ____ students to ____ newspaper ____ for sales and to use money-saving ____.

American University ADVISES students to CHECK newspaper ADVERTISEMENTS for sales and to use money-saving COUPONS.
http://eseonline.net/s/files/19/My%20Documents/Dictation100731/Sentence14.mp3
14/ If a product is "on sale," that ____ it is being ____ for a ____ time at a ____ price.

If a product is "on sale," that MEANS it is being OFFERED for a LIMITED time at a REDUCED price.
http://eseonline.net/s/files/19/My%20Documents/Dictation100731/Sentence15.mp3
15/Senem Bakar ____ students ____ that in the United States you can find ____ everything on sale ____.

Senem Bakar SAYS students LEARN that in the United States you can find ALMOST everything on sale SOMEWHERE.
http://eseonline.net/s/files/19/My%20Documents/Dictation100731/Sentence16.mp3
16/Also, many ____ offer ____ services for students, like free ____ accounts, ____ a ____ card.

Also, many BANKS offer SPECIAL services for students, like free CHECKING accounts, INCLUDING a DEBIT card.
http://eseonline.net/s/files/19/My%20Documents/Dictation100731/Sentence17.mp3
17/Debit ____ can be ____ almost anywhere ____cards are ____.

Debit CARDS can be USED almost anywhere CREDIT cards are ACCEPTED.
http://eseonline.net/s/files/19/My%20Documents/Dictation100731/Sentence18.mp3
18/____ of Americans now use a debit card or credit card, ____ ____ paper money or checks, to make ____ of their purchases.

MILLIONS of Americans now use a debit card or credit card, INSTEAD OF paper money or checks, to make MOST of their purchases.
http://eseonline.net/s/files/19/My%20Documents/Dictation100731/Sentence19.mp3
19/____ ____ credit card, you are ____ money every time you ____ it.

WITH A credit card, you are BORROWING money every time you USE it.
http://eseonline.net/s/files/19/My%20Documents/Dictation100731/Sentence20.mp3
20/Debit cards are ____. They are ____ ____ to a checking account so you are paying with your ____ money.

Debit cards are DIFFERENT. They are LINKED DIRECTLY to a checking account so you are paying with your OWN money.
http://eseonline.net/s/files/19/My%20Documents/Dictation100731/Sentence21.mp3
21/Debit cards, also ____ ____ check cards, do not have ____ ____.

Debit cards, also KNOWN AS check cards, do not have INTEREST CHARGES.
http://eseonline.net/s/files/19/My%20Documents/Dictation100731/Sentence22.mp3
22/But ____ are ____ if they try to ____ more than the amount ____ in their account.

But USERS are CHARGED if they try to SPEND more than the amount AVAILABLE in their account.
http://eseonline.net/s/files/19/My%20Documents/Dictation100731/Sentence23.mp3
23/These ____ can be ____ even if you ____ by just a few ____.

These FEES can be COSTLY even if you OVERSPEND by just a few CENTS.


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