translate

[di13]

Is there anyone in here translate this sentence into vietnamese for me?

1) You will lose all rights to your property. (What is all rights mean?)

Thanks

[di13]

all rights = all the stuffs in the property ?

[HcVcT]

You will lose = bạn sẽ mất
all rights = tất cả quyền lợi
to your property = với tài sản của bạn.
you will lose all rights to your property = Bạn sẽ mất tất cả quyền lợi với tài sản của bạn.

"Right" trong câu này có nghỉa là "quyền lợi" đó, di13... không phải là "đúng" hay "phải".

Ví dụ: You have the right to remain silent. = Bạn có quyền giữ im lặng (không nói).

[di13]

Thanks HcVcT

[di13]

What is this mean in vietnamese?

2) I'm willing press chargers. ( tui bằng lòng chịu trách ...??? )

[HcVcT]

What is this mean in vietnamese?

2) I'm willing press chargers. ( tui bằng lòng chịu trách ...??? )

Di13,
Câu này không có nghỉa ...

Có thể là câu này:
I'm willing to take charge. = Tôi sẵn sàng nhận trách nhiệm.
I'm willing to press charge. = Tôi sẵn sàng lên án (buộc tội) (người đó). Khi có ai làm phạm tội gì mình, cảnh sát có thể hỏi mình "Are you willing to press charge?" (Bạn có muốn thưa không?). Mình có thể trả lời là "I'm willing to press charge." (Tôi muốn thưa người đó) or "I don't want to press charge." (Tôi không muốn thưa người đó.)

[di13]

HcVcT, oh vậy là chargers bị misspelled rùi ... khi nào có câu khác tớ sẽ hỏi tiếp coi thử nhà ngươi có bí không. Thanks. I give you a credit for translate @};-

[di13]

3) Calculating disposable income ( What is this mean in Vietnamese/English? )

a) Calculating disposable income is the second step of the ABCDE means test.

b) If your disposable income over the next five years is less than $60K, you pass the ABCDE means test.

I don't understand what is " calculating disposable income" mean. Is there anyone in here care to translate ? Thanks.

di13

[di13]

Never mind. I just searched online and got it. Disposable income is defined as the amount of income that is left to individuals after paying taxes and/or expenses.
Next time, I should search first before I ask.

[Handsome Bear]

Never mind. I just searched online and got it. Disposable income is defined as the amount of income that is left to individuals after paying taxes and/or expenses.
Next time, I should search first before I ask.

Di` 13 oi,

Great job. You have come across as a very responsible and discipline person who is willing to learn.

May I elaborate the definition just a bit more.

There is a difference between disposable income and discretional income.

Disposable income is the gross income minus income tax. It is also referred to as the after tax income).

Gross income is the salary, the capital gain, or if you are a consultant, contractor, or have your own business, it's the revenue. It is usually referred to as the pre-tax income.

Formula:
Disposable income = gross income - income tax

Discretional income is the disposable income minus the essential expenses such as expenses for food, clothing, and shelter.

Formula:
Discretional income = disposable income - essential expenses

It's funny, though, but the bank sometimes got mixed up between these two terms.

--- o0o ---

:thankyou:

[di13]

HandsomeBear, Thanks for explanation and formula. Hold on !!! Is that information from the book ?

Each website explains different and I don't know which one is the right one :( They build their own website and sometime they post incorrect information too.

source#1 http://en.wikipedia.org/wiki/Disposable/Discretionary_income (http://en.wikipedia.org/wiki/Disposable/Discretionary_income)
Disposable Income = Gross Income - Income Taxes
Discretionary Income = Gross Income - Taxes - Necessities [rent, food ...]

source#2 credit.about.com
Disposable Income: Income left after taxes have been paid. (Disposable Income = Income - Taxes) Disposable income is used to cover necessary living expenses like food, shelter, and transportation.

source#3 disposableincome.net
Disposable Income: Noun. The pittance you have left after rent, food, clothes, insurance and dog food. It's how much you really have to spend on whatever you want.

source#4www.flare.com/shopping/article.jspcontent=200502_disposable_income_calcul ator
Disposable Income = Monthly Income[after taxes] - Monthly Expenditures [include: groceries, rent, heat, water, cable, phone...]

source#1 and #2 are similar to the one that you posted whereas source#3 and #4 are not. Some websites they post the right information other websites are not. What do you think? Do I have to grab the book from the library to make sure which one is the right one ? :(

[Handsome Bear]

HandsomeBear, Thanks for explanation and formula. Hold on !!! Is that information from the book ?

Each website explains different and I don't know which one is the right one :( They build their own website and sometime they post incorrect information too.

source#1 http://en.wikipedia.org/wiki/Disposable/Discretionary_income (http://en.wikipedia.org/wiki/Disposable/Discretionary_income)
Disposable Income = Gross Income - Income Taxes
Discretionary Income = Gross Income - Taxes - Necessities [rent, food ...]

source#2 credit.about.com
Disposable Income: Income left after taxes have been paid. (Disposable Income = Income - Taxes) Disposable income is used to cover necessary living expenses like food, shelter, and transportation.

source#3 disposableincome.net
Disposable Income: Noun. The pittance you have left after rent, food, clothes, insurance and dog food. It's how much you really have to spend on whatever you want.

source#4www.flare.com/shopping/article.jspcontent=200502_disposable_income_calcul ator
Disposable Income = Monthly Income[after taxes] - Monthly Expenditures

source#1 and #2 are similar to the one that you posted whereas source#3 and #4 are not. Some websites they post the right information other websites are not. What do you think? Do I have to grab the book from the library to make sure which one is the right one ? :(

Good research, Di 13. You've triggered my curiosity.

When in doubt, I usually grab a dictionary. In this case, I grab four of them:

--- o0o ---

Business Dictionary
http://www.businessdictionary.com/definition/disposable-income.html (http://www.businessdictionary.com/definition/disposable-income.html)
Gross income of an individual or firm from which direct taxes (such as PAYE, income tax) have been deducted. When essential expenditure (such as on food, clothing, shelter) is deducted from the disposable income, the balance is called discretionary income which the income earner is free to spend or save.
Disposable Income = Gross Income - Taxes
Discretionary Income = Disposable Income - Essential Expenditure

The Free Dictionary (Similar to American Heritage)
http://www.thefreedictionary.com/disposable+income (http://www.thefreedictionary.com/disposable+income)
(Economics) that portion of income which is available for spending on discretionary purchases; for individuals, it is usually calculated as total income less taxes.
[I]Disposable Income = Total Income - Taxes

Cambridge Dictionary
http://dictionary.cambridge.org/define.asp?key=22524&dict=CALD (http://dictionary.cambridge.org/define.asp?key=22524&dict=CALD)
The money which you can spend as you want and not the money which you spend on taxes, food and other basic needs
Disposable Income = Money Spent less Taxes, food, and basic needs = Gross Income - (Taxes + Essential Expenses)

Merriam-Webster Dictionary
http://www.merriam-webster.com/dictionary/disposable[1 (http://www.merriam-webster.com/dictionary/disposable%5b1)]
Subject to or available for disposal; specifically: remaining to an individual after deduction of taxes and necessary living expenses <disposable income>
Disposable Income = Gross Income - (Taxes + Necessary Living Expenses)

--- o0o ---

Hmm ... two and two :( Now, I'm as confused as you are.

I tend to follow the business dictionary, but I guess it's best to confirm the definition of disposable income with the loan officer where we borrow the money, and if possible, put our definition next to it when stating the income :)


:thankyou:

[di13]

HandsomeBear, Thanks for the idea :happy: I see now :happy:

I just read the article again. Finally, I noticed that both ways are correct. :happy: Attorney posted "During the second step, allowable expenses are deducted from your monthly income based on IRS standards. The amount that’s left over after those allowable expenses is your disposable income."

Excuse me for my language when I said " The owner of that website sometime post incorrect information." They may beat me to death if they hear I said that :D I mean they may defence instead of beat to death. I wonder why some people attack me because I use the wrong words :D Thanks to them.

hey !!! HandsomeBear !!! I give you a credit for your writing. You use the right words that no one can beat you. Đọc bài của nhà ngươi viết ... tớ đây cố gắn tìm những từ thiếu sốt để bắt bẻ nhà ngươi ... nhưng mà tớ tìm không có ra hahaha I am just teasing :D Honestly, you write good. I should copy from you.

di13

[Bear Lac Loi]

HandsomeBear, Thanks for the idea I see now.

I just read the article again. Finally, I noticed that both ways are correct. Attorney posted "During the second step, allowable expenses are deducted from your monthly income based on IRS standards. The amount that’s left over after those allowable expenses is your disposable income."

Excuse me for my language when I said " The owner of that website sometime post incorrect information." They may beat me to death if they hear I said that I mean they may defence instead of beat to death. I wonder why some people attack me because I use the wrong words. Thanks to them.

hey !!! HandsomeBear !!! I give you a credit for your writing. You use the right words that no one can beat you. Đọc bài của nhà ngươi viết ... tớ đây cố gắn tìm những từ thiếu sốt để bắt bẻ nhà ngươi ... nhưng mà tớ tìm không có ra hahaha I am just teasing. Honestly, you write good. I should copy from you.

di13

HandsomeBear, Thanks for the idea. I see it now

I’ve just read the article again. Finally, I noticed that both ways are correct. The attorney posted, "During the second step, allowable expenses are deducted from your monthly income based on IRS standards. The amount that’s left over after those allowable expenses is your disposable income."

Excuse my language when I said, "Sometimes,The owner of that website posted the incorrect information." They may beat me to death if they hear me say that. I mean, they may feel offended instead of beating me to death. I wonder why some people attack me when I use a wrong word. Thanks to them.

Hey !!! HandsomeBear !!! I give you credits for your writing. You use the right words, which no one can pick on. Đọc bài của nhà ngươi viết ... tớ đây cố gắng tìm những từ thiếu sót để bắt bẻ nhà ngươi ... nhưng mà tớ tìm không có ra, hahaha. I am just teasing. Honestly, you write well. I should copy you.

di13

--- o0o ---

Dì 13 thấy Bear ngoan không? Sửa cả Anh lẫn Việt.

:clap:

[di13]

BearLacLoi, ngoan lắm !!! giỏi lắm !!! khá lắm !!! phải chi khờ một chút thì dì thương con nhiều hơn hehehe :D (just teasting)

Anyway, I appreciate you correct grammar and spelling for me. I like the way you rewrote it for me so that I don't have to scroll up and down. Thanks